Homeowners First

Your home is the top priority

Homeowners First works directly with borrowers to find fair resolutions. We prioritize loan modifications and alternatives to foreclosure.

Fair Debt Collection Practices
Modification Focused

The Path to a Fair Resolution

It doesn't have to be a legal battle. Borrowers find relief through our 3-Step Resolution Process.

1. The Conversation

We discuss your situation openly. No judgments, just facts. We want to understand why you fell behind.

2. The Review

We look at the numbers together. We verify your income and ability to sustain a plan.

3. The Resolution

We structure a 2-5 year repayment plan for your arrears. Resume your regular life while keeping your home.

Why Partner With Us?

1

Zero Legal Fees: Keep your money in your pocket. We don't charge you to talk to us.

2

Flexible Terms: We create plans that fit your current income, not your past mistakes.

3

Clean Slate: Successfully completing a plan puts you back on track with your mortgage.

Loan Modifications

We understand that financial situations change. Our team is dedicated to reviewing your case to see if a modification can lower your payments.

Fair Resolution

Litigation is a last resort. We aim to resolve disputes amicably and keep lines of communication open.

Personal Relationship

We build personal relationships with all of our customers. This gives us flexibility, trust, and a more traditional relationship that people would have had decades ago.

Ready to start the conversation?

You don't need a lawyer to talk to us. You just need to pick up the phone. Schedule a time that works for you.

  • Confidential Review
  • Direct Access to Decision Makers
  • No Upfront Fees

Quick Connect

Skip the paperwork. When can we call you?

By clicking "Start Conversation", you agree to receive a call or text from Homeowners First at the number provided.